PPF Calculator

The PPF account calculator tool by JM Financial Services Limited is a simple and user-friendly online resource. For a particular deposit amount in a PPF and investment time frame, the PPF calculator estimates the interest earned and the maturity value. The best part of the PPF calculator is that it is entirely online and does not require downloading any application or software! What’s more, it is simple and easy to use, generating results in seconds!

Calculate PPF (Please either enter the numeric value in the boxes or use the sliders to select the right amount)

₹
₹
Year(s)
%
The latest PPF interest rate as per government guidelines is 7.10%
Maturity Value
₹10,35,354
Assuming you invest wisely at the start of the investment interval, for eg if you are investing monthly, always invest before 5th of every month
Tax Saving Investment Made Simple
  • Save taxes upto ₹46,800
  • Highest returns among 80C

Build your retirement corpus and get tax benefits today.

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What is a PPF Calculator?

A public provident fund calculator is an online tool that will help you estimate the maturity value and interest earned on your investment in a public provident fund. A PPF calculator comes with the following advantages:

  • The advance investment schedule provided by the PPF calculator aids in arranging the annual investment amount, the loan that can be taken out, and the amount that may be withdrawn.
  • An investor can estimate how much interest will be generated given a certain deposit amount by using an online PPF account calculator.
  • A PPF calculator helps an investor determine how long the investment should be kept until it yields the desired return, also referred to as the investment horizon.
How to use the PPF Calculator?

So, how do you use the JM Financial Services Limited PPF calculator for your financial planning purposes? All it requires from you are four inputs:

  • Fill in the required details: the deposit frequency, monthly investment in PPF, the duration of the investment, and the current rate of interest calculated per annum.
  • Make sure you choose the details in accordance with how frequently you can invest in a given period.
  • Click on the “CALCULATE” button, and that’s it! The required results will be displayed on the page in seconds!
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Frequently Asked
Questions
If you still can’t find your query here, feel free to drop us an email using contact form.
Q1.

A PPF calculator will help you get answers to queries regarding the returns on your PPF account. With the PPF calculator, you can estimate the accumulated interest and the maturity amount for your investment in PPF. It also enables you to manage your finances better and plan for the future.
Q2.

A PPF calculator works based on the information provided by the investor concerning the deposit interval, monthly investment in PPF, the duration of the investment, and the current rate of interest calculated per annum.

The formula given below is used to get the PPF maturity amount:

A = P [({(1+i) ^n} -1)/i]

where,

A represents the amount that will be gained at maturity,

P the amount that will be paid back in full,

i is the interest rate,

n the duration for which the money will be held in the PPF.

Q3.

  • The PPF calculator will help you identify the interest you can earn on a specific investment amount in a PPF account.
  • The formula for calculating PPF is somewhat complicated. If you perform the calculations manually, there is always a possibility of making an error. Hence, a PPF calculator provides error-free and quick calculations. Moreover, if you want to understand how your yearly contributions affect the maturity amount, it could be particularly challenging to do so manually.
  • By calculating your yearly or monthly contribution amount and the amount of tax deduction, you are eligible for, as per section 80C of the Income Tax Act of 1961, to better manage your taxes.
  • If you want to achieve a pre-planned financial objective, you can use the PPF calculator to calculate the amount you will have to deposit each year to achieve that objective.
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